Deseret
Morning News
Prevent
a Family Fight When a Loved One Dies
By Greg Kratz
Deseret Morning News
Back
in February, I told you about an estate-planning attorney
who is on something of a mission.
The goal of this attorney, Les Kotzer, is to help
families avoid the squabbles and fights that often
occur among siblings and other relatives when a mother
or father dies.
A recent death in my wife's family reminded me of
his mission. And since I think what he has to say
is important, I have decided to reprint some of his
advice.
Les is an attorney in Toronto and the author of "The
Family Fight: Planning to Avoid It." In addition
to writing that book, he has penned a couple of songs
on the topic and recorded them on a CD called "A
Family United, A Family Divided." (For information
on ordering, go to www.familyfight.com or call 877-439-3999.)
His goal with both the book and the songs, he says,
is to "inspire people to plan now before it is
too late."
When I talked to Les earlier this year, he told the
story of a woman standing in the parking lot outside
his office, holding a crystal vase. It was a gift
she had given to her mother, and now that her mother
had died, she wanted to keep it.
However, the vase was not specifically given to her
in her mother's will, and her brothers wanted to sell
it and split the proceeds. When Les told her she would
have to follow the will, the woman smashed the vase
to the ground "so nobody would have it."
And that's just one of the horror stories Les includes
in his book.
Les says he comes from a close family, and that is
why he wants to help other families stay together.
He likes to remind people of something his mother
used to say. "Her greatest gems were not in her
safety deposit box, but they were in her family photo
album," Les says.
He says his book is not about saving money when planning
an estate, but saving families.
"People ask, 'Where is the starting point for
planning?' The average lawyer will say, 'Bring in
your net worth statement.' I say, 'Bring in your family
photo album.' . . . To me, the family photo album
is really the starting point."
Les says families with little material wealth often
think they do not need estate planning, but he has
found that money is not the only issue that can lead
to fights.
Children may fight over who should care for a parent
who becomes incapacitated. That's why all parents
should establish a durable power of attorney, Les
says — one for property and one for health care.
"If you don't have that, your family could be
at war in court," he says.
Les says families also fight over memories.
"Many times parents will work out the money issue,
but they won't work out the memories issue,"
he says.
Children may end up spending thousands of dollars
in legal fees to fight over an item that cost a few
bucks when it was purchased but now has great emotional
significance.
Children also sometimes fight because they feel slighted.
For instance, Les says, a parent may decide that splitting
everything equally among her children is fair. But
if one of those children was her primary caregiver
in later years, it may be more fair for that child
to receive a larger inheritance.
"Never assume equality is always fair,"
Les says. "Just because your will says everything
goes equally to your kids, don't think that's going
to stop the fighting among your kids. . . . Never
assume goodwill between your children."
When parents leave it to their children to work things
out, he says, it often means lawyers will work things
out.
"Once you get a call from your brother's lawyer,
your relationship will never be the same again,"
Les says.
What it all comes down to, he says, is communication.
Parents need to communicate with their children. Children
need to communicate with their parents and with each
other.
With good communication and planning, the death of
a parent can strengthen family bonds instead of ripping
them apart.